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  1. Medium Term Note Programme Information Memorandum
  2. Step3: Visit a Primary Mortgage Lender You will make an application to any of our participating financial institutions The institution that you choose will then approach KMRC for refinancing your home loan The same institution will also provide you with guidance on collateral, credit...
  3. Dr. Haron Sirima, OGW Dr. Sirima, OGW is currently the Director-General of the Public Debt Management Office at the National Treasury. Prior to that he held the position of Deputy Governor of Central Bank of Kenya and Vice Chairman of the Monetary Policy Committee. He...
  4. Mrs. Susan Maira Mrs. Maira is a practising lawyer with over 30 years’ experience in the legal profession. She is the Managing Partner at Maira & Ndegwa Advocates. Prior to that she worked as an Associate Advocate at different law firms including K. Mwaura and...
  5. Mr. Samuel Makome
  6. Mr. Robert Kibaara Mr. Kibaara is currently the Group Chief Executive Officer of HFC Group Limited. A renowned banker, with over 24 years’ experience and an excellent record of accomplishments in successfully driving change, revenue mobilization and delivering...
  7. Mr. Osman Kiloh Khatolwa, I-CUDE, ADE Mr. Khatolwa has over 25 years’ experience in Kenya Power and is currently in charge of Distribution, Construction and Wayleaves in Kajiado County. He was elected to the Board of Stima Sacco in 2015 and in April 2017 he was elected to serve as...
  8. Mr. Johnstone Oltetia Johnstone Oltetia is the Chief Executive Officer & Managing Director at the Kenya Mortgage Refinance Company (KMRC), responsible for the establishment and operationalization of the Company. KMRC was established with the principal objective of...
  9. Corporate Profile The Kenya Mortgage Refinance Company (KMRC) is a non-deposit taking financial institution established in 2018 under the Companies Act 2015. Its mandate is to provide long-term funds to primary mortgage lenders (PMLs) for purposes of increasing...
  10. Licensing KMRC is supervised by the CBK. The Central bank Act was amended in 2018 to empower CBK to regulate mortgage refinance companies. Further, Central Bank (Mortgage Refinance Companies) Regulations, 2019 were developed and gazetted on August 16, 2019....
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