Both KMRC and NHDF are institutions that were established to complement and support the government's Affordable Housing Pillar under the Big 4 Agenda Development plan. KMRC supports this Agenda on the demand side by extending long-term funds to Primary Mortgage Lenders to enable them avail affordable housing loans to wananchi. NHDF on the other hand was established to support the Affordable Housing Agenda on the supply side by providing offtake arrangements through Tenant Purchase Scheme (TPS) and offtake guarantees to the developers.