A common argument for buying through mortgage is ”why would you pay monthly rent to a landlord instead of building equity in a home for yourself?”

The real estate market in Kenya seems to be going through a tough phase. Experts have been predicting that the market is going to burst with no specific so far. In 2018, the government focused on the big four Agenda and one of the key pillars was affordable housing. According to the world bank 2 million housing units. That would suggest plenty of opportunities for investments into real estate. According to Cynthia Ilako, a business analyst for a leading daily publication, property prices of both rental and commercial properties seems to be dropping. Most investors would prefer to put up buildings that are likely to have better profits and quicker returns.

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